Access to short-term capital when you truly need it — guided by ElevenStack and meant to be used carefully, after you’ve explored lower-cost options.
Quick Boost
Fast working capital · Light docs
For newer or smaller businesses that need a short-term cash bridge for inventory, payroll, or urgent expenses—and have already explored lower-cost options.
- Streamlined application (minutes, not hours)
- Decisions as fast as same day in many cases
- Useful for true, time-sensitive gaps
- Flexible terms from our capital partner
- No obligation until you accept an offer
Exact terms, approvals, and amounts are set by our capital partners based on your business profile.
Growth Line
Ongoing access · Repeatable capital
For growing businesses that occasionally need access to short-term capital after talking with their bank and other funding sources first.
- Larger approvals for established businesses
- Use for short-run campaigns or projects
- Structured with predictable payments
- Renewable access (subject to approval)
- Simple, transparent fee structure
- Works alongside Payments by ElevenStack
Exact terms, approvals, and amounts are set by our capital partners based on your business profile.
Expansion & Equipment
Bigger projects · Equipment & build-outs
For established brands planning major upgrades where traditional bank or SBA options have been explored and aren’t available or timely.
- Custom structures for larger projects
- Options for equipment and build-out costs
- Coordinate with your payments setup
- Support for multi-location businesses
- One point of contact via ElevenStack
Exact terms, approvals, and amounts are set by our capital partners based on your business profile.
When Fund might make sense
Think of this as a safety valve for short-term, time-sensitive situations—after you’ve already worked through your lower-cost options.
Use Fund as a last resort.
These types of funding programs are usually more expensive than traditional bank or SBA options. We recommend using them only after you’ve talked with your bank, explored lines of credit, negotiated with vendors, and looked at adjusting cash flow. If it doesn’t make sense, we’d rather tell you “not yet” than put you into the wrong type of debt.
How does Fund by ElevenStack work?
We’ve partnered with trusted capital providers. You complete a short intake, we match you with options, and you choose the offer that fits. We’ll also help you think through whether using this type of capital actually makes sense—or if you should wait or explore other paths first.
Should this be my first option for funding?
No. These programs are typically more expensive than traditional bank or SBA financing and should be a last resort after you’ve talked with your bank, explored lines of credit, adjusted expenses, or considered waiting on the project.
What do I need to qualify?
Basic business details, recent bank statements, and a minimum level of monthly revenue. Exact requirements depend on the program and the capital partner’s underwriting.
Does this affect my credit?
Most options start with a soft check or data review. A hard inquiry may apply when you move forward with a specific offer, but there’s no obligation just for exploring options.
How fast can I get funded?
For simpler working-capital options, businesses are often funded in a few days after approval and document completion. Larger, more custom deals can take longer depending on complexity.